Monero: swap limits, timing and where it goes
Monero is cheap to enter and awkward to prove. Entering it costs less than entering Bitcoin by a wide margin, which surprises people who assume privacy assets carry a premium. What it does carry is a different evidence model: a transfer cannot be looked up by hash the way a transparent chain allows, so a support case here runs on a payment proof you generate rather than on a link anyone can open.
- Assets
- Monero
- Network
- Monero
- The wait before a swap starts
- 10 confirmations~20 min
- Cheapest way in
- $99.90
Where Monero goes, and from how little
The minimum for each destination, in the unit you are sending. Read live, because it moves with the price and a figure written down goes stale quickly.
| Destination | Minimum |
|---|---|
| DASH dash | 0.10882155 Monero |
| DOGE dogecoin | 0.10887136 Monero |
| NEAR near | 0.10887136 Monero |
| BTC bitcoin | 0.16999286 Monero |
| ETH ethereum | 0.16999286 Monero |
| ETH arbitrum | 0.16999286 Monero |
| USDC arbitrum | 0.16999286 Monero |
| USDC bsc | 0.16999286 Monero |
| USDC ethereum | 0.16999286 Monero |
| USDT arbitrum | 0.16999286 Monero |
| USDT bsc | 0.16999286 Monero |
| USDT ethereum | 0.16999286 Monero |
| ETH optimism | 0.1700102 Monero |
| SOL solana | 0.1700102 Monero |
| TRX tron | 0.1700102 Monero |
| USDC optimism | 0.1700102 Monero |
| USDC polygon | 0.1700102 Monero |
| USDC solana | 0.1700102 Monero |
| USDT optimism | 0.1700102 Monero |
| USDT polygon | 0.1700102 Monero |
| USDT solana | 0.1700102 Monero |
| USDT tron | 0.1700102 Monero |
The wait is ten blocks, and it is not negotiable
Monero locks outputs for a fixed number of blocks before they can be spent again. That lock is part of the protocol rather than a policy anyone applies, so the time before a received XMR can move on is the same everywhere and cannot be shortened by paying more.
Privacy does not mean no evidence
A payment proof demonstrates one transfer to one recipient without opening your wallet, showing your balance or linking your other transactions. It gives away far less than the intuition suggests, and it is the fastest route through an XMR support case.