Swap USDT to Monero without KYC
Send USDT from your own wallet, give a Monero address, receive XMR there. No account, no email, and we never ask you for identity documents. This page carries the numbers you need before you decide, read live rather than written down once.
Rate right now 1 USDT ≈ 0.00249212 XMR minimum 4.34921 USDT
Read from the same endpoint the exchange form uses, at the moment this page was served. Floating rate. The exact figure for your amount is shown before you confirm anything.
How it works
- Pick the network you hold USDT on and enter the amount. The form quotes it before anything is created.
- Paste the Monero address the XMR should land on. It is checked for that network before the order is accepted.
- Send the USDT to the deposit address shown. The order page tracks confirmations as they arrive.
- The XMR is sent to your address. The order page carries the transaction, so you can verify the payout yourself.
Which network you send USDT from
USDT is the same claim on many chains, and every service you have read about supports two of them. These are the networks you can send from for this swap, with the confirmations the exchange waits for on each:
| Send from | Confirmations | Typical wait |
|---|---|---|
| Tron | 20 | ~1 min |
| Ethereum | 12 | ~3 min |
| BNB Smart Chain | 15 | ~1 min |
| Polygon | 30 | ~1 min |
| Avalanche | 12 | ~1 min |
| TON | 10 | ~1 min |
Also available, on chains that finalise too fast to give a meaningful minute figure: Solana, Arbitrum.
Minimum: 4.34921 USDT.
The network you pick does not change the rate you get. It changes what your own wallet pays to send, which is a fee the network charges, not us.
What actually changes when you cross over
- USDT balances can be frozen at their issuer. It is a documented capability that has been used, and it applies to any address holding the token. Monero has no equivalent mechanism, because there is no issuer holding a list.
- A USDT transfer is public. Anyone can read the sending address, the amount and the time, forever. Monero transactions do not expose the amount or either party on-chain.
- The crossing itself is visible. Your USDT transfer to the deposit address is on a public chain and stays there. What ends is the trail forward, not the record that you swapped.
- Monero is thinly traded compared to USDT. Large amounts move the price against you, and the way back out is narrower than the way in.
What "no KYC" means here
No account, no email, and no request for identity documents - not from the person swapping. Incoming funds are screened against sanctioned addresses and money linked to thefts, hacks and laundering services; a flagged deposit pauses for human review and either completes or goes back. Full policy on the AML page.
Coming back the other way
The reverse direction is live too, at the same 0.5% floating rate:
1 XMR ≈ 392.801 USDT minimum 0.251882 XMR
Honest limitations
- Blockchain transfers are irreversible. USDT sent on the wrong network cannot be recovered by us or by anyone.
- The rate above is indicative until you request a quote, and a quote expires rather than being held open.
- We screen deposits. If the plan is to move stolen funds, this is the wrong service, and we would rather say so than take the order.
- This is a swap service, not a trading venue. No order book, no limit orders, no charts.
Questions people actually ask
Can I swap USDT to Monero without an account?
- Yes. There is no registration anywhere in the flow - you enter an amount and a receiving Monero address, and that is the whole form. No email is required; one is offered only if you want a notification when the order finishes.
TRC20 or ERC20 - which should I send?
- Either, and several others besides. The rate you receive is the same across networks, so the only difference is the fee your own wallet pays to broadcast the transfer, which the network charges rather than us. Send from whichever chain your USDT already sits on; moving it between chains first only adds a fee.
How long does USDT to XMR take?
- The wait is set by the network you send from, not by us. The table above lists the confirmations the exchange waits for on each chain and the time that follows from them. Once confirmed, the Monero payout follows immediately.
What is the minimum?
- It is shown per network in the table above and again in the form before you send, because it tracks the asset and the route rather than being one number for the whole site.
Is the swap actually private?
- Partly, and it is worth being precise. The XMR you receive is private on Monero. The USDT you sent is not - that transfer sits on a public chain permanently, and it shows an address of yours sending to a deposit address. The privacy starts after the swap, not before it.
Do you ask for documents if something is flagged?
- No. A flagged deposit has two endings: the swap completes, or the funds return to where they came from. There is no document upload that unlocks it, and nothing is kept under either ending.